You don’t need to be a financial wizard to make sensible decisions about your money. These 5 simple steps are an excellent start towards making your saving dream a reality!
Look At Your Spending Habits
Simply taking some time to look at your bank statements is an excellent way to get a grip on your finances. Most banks offer some kind of money monitoring service, where your payments are automatically categorised into travel, food, charity etc. This is a great start if you’re not sure where you’re going wrong!
Purchase a re-usable bottle
If you’re often out and about, a re-usable water bottle is one of the best ways to save money. Download the Refill app to find a local refill station or coffee shop, and get unlimited cold or hot water. You’ll soon save your money back and you’re using less plastic. We love Chilly’s bottles as they’re leak-proof, come in some beautiful designs and keep drinks hot or cold!
Check Direct Debits
Remember that gym membership you cancelled to save money – did you ever check that you cancelled the direct debit? This is one of the easiest ways to stop unnecessary outgoings. Whether it’s insurance for an old phone or you’re paying for a subscription you no longer use, checking in on your direct debit list is a must-do!
Sign Up To Newsletters
Everyone has their favourites, whether it be your go-to restaurant or your favourite gift company (Wander Co. anyone?). Signing up to newsletters can be a great way to get discounts and deals on your favourite brands, and some companies even offer birthday discounts!
Disclaimer: This only works if you are not an impulsive eater-outer!
Visualise Your Saving Goal
Studies show that visualising your goals help you to achieve them. If you want to travel to a specific destination, a money box with your dream destination in the background could be the perfect solution and the constant reminder you need to add a few more pennies to the travel fund!
Disclaimer: This website is for informational purposes only, and does not substitute seeking professional financial advise where necessary. The reader assumes responsibility for undertaking any advice given in this article and do so at their own risk; we cannot be held liable for the result of any actions taken that have arisen from information given in this article.